Borrow money or lend money? The financial year 2008 has been predicted by financial pundits to be very difficult to navigate. So what are your plans for making sure you don’t land up on the street?

My plans have always been like the squirrel.Collect as much as possible and then hoard it in accounts or fixed deposits or even recurring deposits over the years. This alone is enough to make your nest egg grow to a respectable amount . bu t for this you have to have a credit card or account in a bank which is willing to give you a good interest rate depending on the amount of money you are willing to keep as deposits. For example, the best way to check bank account and credit card interest rates is to use the online facility of www.beatthatquote.com.

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